Features

Required monthly contribution, growth, gap, milestones and scenarios — instantly, without an account or AI.

Multiple goals with contribution schedules, employer contributions, increases, fees, inflation and timing.

Current, contribution, longer horizon, lower-cost, allocation and conservative routes, plus a seeded Monte Carlo illustration.

401(k), IRA, Roth, brokerage, HSA, 529 — with source and freshness on every balance.

Deterministic parsing of common holdings exports. Review before saving.

Guided extraction of only what’s visible, with confidence markers and required confirmation.

Explains your computed results and verified data. The engine does the math.

Allocation, US/international mix, expense ratios, estimated fees and concentration — with data coverage.

Track plan options labeled Verified available, Publicly listed, or Needs verification.

An adapter boundary for authorized aggregators exists; no institution is claimed as supported until tested.

Requires a licensed data provider. Milora will not present unverified fund facts or market data.